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About Suffice

About Suffice Finance

An Australian lender based on the NSW Central Coast, offering personal loans under Australian credit licence 541418.

Who we are

Australian. Licensed. Reachable.

We're an Australian lender offering personal loans, run from the NSW Central Coast, serving the whole country, and open to citizens, permanent residents and eligible visa holders alike.

Suffice was built on a simple observation: most borrowing stress comes from not knowing where you stand. So we show you your position before you commit, assess you on what's actually there, and write contracts that don't need a law degree.

Consolidating debt, improving a home, financing a car: whatever brings you here, you'll deal with people who can genuinely look at your file, and who'd rather decline a loan than write one that doesn't hold up.

On the record

What stands behind every loan

Substantiated facts only, the way it should be.

Australian credit licence 541418

Licensed Australian lender

AFCA member 99980

Free, independent dispute resolution

Responsible lending

Assessed on real income and expenses

Australian owned

Based on the NSW Central Coast

Quote first

See your rate before you commit

1 to 7 years

Fixed or variable rate

Typically same day

Funding, once approved and accepted

A lender, not a broker

You deal with us start to finish

What we stand for

Three commitments, kept on every file.

Transparent, before you sign

Terms, fees and conditions stated plainly, up front. If a clause wouldn't make sense to your neighbour, we rewrite it until it does.

Responsible, by design

Every application is assessed against real income and real expenses. Where a loan would not hold up for you, we'd rather decline it than write it.

Open and human

Citizens, permanent residents and eligible visa holders are welcomed alike, and every question reaches a person with the authority to answer it properly.

Company details

The formal details

On the record, in one place.

Suffice Finance Pty Ltd · ABN 41 654 196 040 · ACN 654 196 040 · Australian credit licence 541418

Legal name
Suffice Finance Pty Ltd
ABN
41 654 196 040
ACN
654 196 040
Credit licence
Australian credit licence 541418
Address
Unit 70/13 Jusfrute Dr, West Gosford NSW 2250
Phone
0451 248 745

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A quote takes about 90 seconds. There's no obligation. You see your numbers first, and the decision stays yours.